ZeroMortgage is a new company that is changing the mortgage game. They offer mortgages with no down payment and no closing costs. This means that you can get a mortgage with no money out of pocket.

A mortgage loan is a type of credit contract in which the property being pledged as collateral for the loan is sold to pay off the debt. The property is transferred from one party to another at closing. The lender also requires a title report and search to ensure that the borrower owns the collateral. In some states, a...

You have chosen a mortgage loan with an interest rate that suits your budget and lifestyle. The monthly payment will cover your property taxes and homeowners insurance. In some cases, your lender will hold the money for these bills in an escrow account and make the payments to you when they are due. Other loans allow you to make...